Debt management companies

Bear in mind, from what my fella and others say, you have to earn enough to pay the kind of taxes that allow such ‘deductions’. I have heard of debt management companies doing that before. Whatever you do, you can’t just not pay them for several years. The creditors will do a lot of damage without getting paid.

Find a reputable, trustworthy place that pays the bills each month, not banks the money for years on end.