I might be able to help

I saw your question and thought I might be able to help. If you are talking about debt consolidation program, be sure to check them out well. If your using one of those companies that lump all your debt into one payment and then they pay it off for you, it will affect your credit.

It is not the same as getting a loan from your bank or credit union. So be sure you ask how it will affect your credit rating. In a way it’s just like filing bankruptcy and stays on your credit rating for a number of years.

To my knowledge your employer does not get informed about your debt management. If your having funds withdrawn from your check, say to go into a special account, like a savings or checking they would not have any reason to know why your doing this. Its none of their business anyway.